{"id":11868,"date":"2026-09-09T09:00:00","date_gmt":"2026-09-09T07:00:00","guid":{"rendered":"https:\/\/momo-estates.be\/?p=11868"},"modified":"2026-10-27T14:12:13","modified_gmt":"2026-10-27T12:12:13","slug":"belastingen-nederlands-vastgoed-belg","status":"publish","type":"post","link":"https:\/\/momo-estates.be\/en\/blog\/belastingen-nederlands-vastgoed-belg","title":{"rendered":"Uitgeklaard: wat betaal je als Belg op Nederlands vastgoed?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Veel Belgische investeerders stellen ons dezelfde vraag: wat houd ik er netto aan over als ik in Nederland koop? Het antwoord verrast de meesten. Het fiscale plaatje is vaak gunstiger dan verwacht.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Box 3 valt lager uit dan gedacht<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In Nederland valt een verhuurde woning onder box 3, de heffing op vermogen. Voor een koppel dat een woning uit onze portefeuille verhuurt, gaat het doorgaans om enkele honderden euro&#8217;s per jaar. Financier je een deel van de aankoop, dan komt die schuld in mindering op de grondslag. In veel gevallen valt de heffing dan volledig weg.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Lagere overdrachtsbelasting sinds 2026<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sinds 1 januari 2026 betaal je in Nederland 8% overdrachtsbelasting bij de aankoop van een woning die je niet zelf bewoont, zoals een huurwoning. Voordien was dat 10,4%. Op een woning van \u20ac329.950 scheelt dat bijna \u20ac8.000.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Geen dubbele belasting in Belgi\u00eb<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Dankzij het dubbelbelastingverdrag tussen Belgi\u00eb en Nederland belast Belgi\u00eb de inkomsten uit je Nederlandse woning niet nog eens zelf. Ze worden vrijgesteld, met progressievoorbehoud: ze tellen enkel mee om het tarief op je overige inkomen te bepalen.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">En bij verkoop?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sinds 2026 geldt in Belgi\u00eb een meerwaardebelasting op financi\u00eble activa zoals aandelen en fondsen. Vastgoed dat je rechtstreeks bezit, valt daar niet onder.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Wat betekent dit voor jou?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Je precieze situatie hangt af van je gezinssituatie, je overige vermogen en hoe je de aankoop financiert. Daarom rekenen we het graag concreet voor je door.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/momo-estates.be\/en\/contact\/#contact\">Vraag een persoonlijke simulatie aan<\/a>.<\/p>\n\n\n\n<p class=\"momo-noot wp-block-paragraph\"><em>Dit artikel geeft algemene informatie en is geen fiscaal advies. Laat je situatie altijd nakijken door een fiscalist.<\/em><\/p>\n\n\n\n<p class=\"momo-noot wp-block-paragraph\"><em>Bron: <a href=\"https:\/\/www.sra.nl\/nieuws\/004501\/2025\/09\/hoge-tarief-overdrachtsbelasting-definitief-omlaag\" target=\"_blank\" rel=\"noopener\">SRA, overdrachtsbelasting vanaf 2026<\/a><\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Box 3, overdrachtsbelasting en het dubbelbelastingverdrag: wat houdt een Belgische investeerder netto over aan een verhuurde woning in Nederland?<\/p>","protected":false},"author":5,"featured_media":11869,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[18],"tags":[],"class_list":["post-11868","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the 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